Visa is expanding its premium card offerings in Indonesia with a three-tier Visa Infinite portfolio, targeting a fast-growing affluent consumer segment.

The segment is expected to more than triple between 2026 and 2030, according to Finansial Bisnis.

The payments network introduced three products under the Visa Infinite portfolio: Visa Infinite, Visa Infinite Privilege, and Visa Infinite Private.

The highest tier, Visa Infinite Private, is available on an invitation-only basis for ultra-high-net-worth individuals.

Visa upgraded the platform with higher transaction limits, smarter authorisation systems, cross-border card issuance capabilities, and always-on payment security features.

These enhancements aim to support premium spending across travel, dining, entertainment, and lifestyle categories.

Vira Widiyasari, Country Manager for Visa Indonesia, said premium consumers are increasingly seeking experiences that feel personal and meaningful rather than simply gaining access to exclusive services.

“Indonesian premium consumers now increasingly prioritise experiences that are truly personal and meaningful, rather than just access to exclusive services,”

Widiyasari said during the Visa Infinite Series event on Thursday (30 July).

Indonesia remains one of the fastest-growing affluent markets in Asia Pacific, according to the company. Across the region, the affluent segment is forecast to grow at a compound annual growth rate of 8% through 2030.

The company also noted that premium consumers in Asia Pacific are increasing their spending almost three times faster than other cardholders.

These consumers are placing greater importance on personalised experiences across travel, dining, entertainment, and lifestyle categories.

Featured image credit: Edited by Fintech News Indonesia, based on image by Sehar Designer via Magnific