Our latest Indonesia Fintech Report 2025 delivers a comprehensive overview of one of Asia’s most dynamic fintech markets, highlighting the sector’s resilience, maturity, and rapid growth in a fast-changing global landscape.

At the heart of the report is the Indonesia Fintech Map, showcasing the country’s leading innovators and market leaders, including fintech unicorns that are reshaping the industry.

The report explores the surge in digital payments, alternative lending, wealthtech, and cryptocurrency, alongside the rise of digital banking and Indonesia’s growing influence as a global powerhouse in Islamic fintech.

It also covers the forward-looking regulatory agenda of the Financial Services Authority (OJK) and Bank Indonesia (BI), including the Payment System Blueprint 2030, the 2024–2028 Digital Finance and Crypto Roadmap, and the revamp of OJK’s Innovation Center. Infrastructure initiatives such as QRIS, open APIs, and real-time payments are also transforming the financial landscape.

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Looking beyond 2025, the report examines emerging trends such as cross-border payment connectivity, CBDC expansion, AI integration, and the growth of insurtech and data centers.

The Indonesia Fintech Report 2025 is an essential resource for entrepreneurs, policymakers, investors, and industry leaders seeking to understand the opportunities and challenges in Indonesia’s thriving fintech sector.