FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 80+ countries make better decisions that drive growth, profitability, and customer satisfaction. Founded in 1956, FICO pioneered credit scoring and the development of predictive analytics, business rules management, and optimization technologies. Its flagship FICO® Score is the standard measure of consumer credit risk in the United States. FICO's clients include more than half of the top 100 banks in the world, 95 of the 100 largest U.S. financial institutions, and all of the 100 largest U.S. credit card issuers.